Payment Plan
What is a Affirm's PayBright payment plan?
Our payment plans allow you to break down the cost of a purchase into a series of monthly instalments. Apply for any PayBright payment option with no impact to your credit score.


Pay Monthly
Monthly payments over 6 to 60 months.
Payment plans from 0% interest
No impact to credit score
Easy, automatic payments
How do I pay later with PayBright?

Step 1
Select PayBright at checkout
Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.

Step 2
Get set up
Use your mobile phone number to set up your PayBright plan within 60 seconds.

Step 3
Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.