What is a Affirm's PayBright payment plan?
Our payment plans allow you to break down the cost of a purchase into a series of monthly instalments. Apply for any PayBright payment option with no impact to your credit score.
Monthly payments over 6 to 60 months.
Payment plans from 0% interest
No impact to credit score
Easy, automatic payments
How do I pay later with PayBright?
Select PayBright at checkout
Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.
Get set up
Use your mobile phone number to set up your PayBright plan within 60 seconds.
Enjoy your purchase!
Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.